Common Problems Faced by the Money Tree: Know the Pachira Aquatica

Common Problems Faced by the Money Tree: Know the Pachira Aquatica

Table of Contents

The Money Tree, also known as Pachira aquatica scientifically, is a popular indoor plant because of its ease of care, stunning aesthetics, and positive presence indoors. It is a culturally significant plant because of the positive connotations attached to it, and it often finds it way into the hearts and homes of many worldwide.

Buy Money Tree


While this plant is relatively easy to care for, there are often still complaints about its care requirements being to heavy on a first-time gardener. However, we're here to tell you that once you know the Money Tree plant better, it is easier to care for it and its care does not seem that demanding. 

Here are a few things you must know about this plant and some Money Tree common problems:


• Know the Money Tree: Key Features of the Pachira Plant

Small Money Tree plant in a white ceramic pot

This Pachira plant is known for its compelling presence indoors. It grows fast and tall, and here are a few key features of the Money Tree you must know:

1. Growth Habit

The Pachira Money Tree can grow up to 60 feet tall in its natural habitat. However, when grown indoors, it typically reaches a more manageable height of 6 to 8 feet. The plant’s growth can be controlled through pruning and proper potting & repotting, making it suitable for a variety of indoor spaces.


2. Leaves and Trunk

The Money Tree plant has glossy, palmate leaves that typically grow in clusters of five. These leaves are not only attractive but also functional, helping boost the process of photosynthesis and contributing to the plant's overall health.

The braided trunk, a common feature of indoor Money Trees, is created by intertwining young saplings. This braided structure is both aesthetically pleasing and stands as a symbol of interconnectedness and harmony.


3. Flowering

While indoor Money Trees almost never flower, in their natural habitat, they produce large, showy flowers with white petals and long, red stamens. These flowers eventually give way to large seed pods containing edible nuts, though this is seldom seen in indoor plants.


• Benefits of Money Tree Indoors

1. Aesthetic Appeal

The Pachira Money Tree is renowned for its unique and attractive appearance. The braided trunk of this indoor plant, which is often created during the plant’s early growth stages, gives it a distinctive and ornamental look. This feature, combined with its vibrant green leaves, makes the Money Tree Plant an excellent addition to home decor, enhancing the aesthetic value of any indoor space.


2. Good Luck and Prosperity

In many cultures, the Money Tree is believed to bring good luck, prosperity, and positive energy. This belief has made it a popular gift for housewarmings, business openings, and other auspicious occasions. The plant's association with wealth and fortune is partly why it has become a staple in many homes and offices.

Generally, this plant signifies abundance, prosperity, and good luck - the three things it is said to bring to its owners and caregivers. 


3. Low Maintenance

Ugaoo Money Tree or Pachira Aquatica

Money Tree care indoors is relatively easy and does not take too much time or efforts, making it an perfect for both novice and experienced gardeners alike. It can thrive in various indoor conditions, provided it receives proper light, water, and fertilization as it needs. This low-maintenance nature adds to its appeal, especially for those with busy lifestyles or limited gardening experience.


4. Air Purification

Like many houseplants, the Pachira aquatica contributes to better indoor air quality. It helps filter out commonly found indoor pollutants such as formaldehyde, benzene, and other particulate matter from the air, improving the overall atmosphere within the home. This benefit is particularly valuable in urban environments where indoor air pollution is generally a concern.


• Common Money Tree Plant Problems To Watch Out For

Here are a few common Money Tree problems that you must watch out for if you're planning to get a Pachira:


1. Overwatering and Root Rot

One of the most common Money Tree problems is overwatering, which can lead to root rot in no time. The Indian climate, characterized by high humidity and monsoon seasons, can exacerbate this issue.

Overwatering prevents the roots from getting adequate oxygen by suffocating them, causing them to rot and ultimately leading to the plant's decline. To prevent this, it is essential to allow the soil to dry out between waterings and ensure proper drainage.


2. Underwatering

pruning yellow leaves of a Money Tree

Conversely, underwatering can also be a problem. In some parts of India, particularly during hot and dry seasons, the Money Tree may not receive enough water, leading to dehydration. Symptoms of underwatering include yellowing leaves, leaf drop, and a wilted appearance.

Regularly checking the soil moisture and adjusting the watering schedule accordingly can help you make sure that your precious plant is not underwatered.


3. Inadequate Light

The Pachira Money Tree requires bright, indirect light to thrive. However, you must understand that In areas with intense sunlight, direct exposure can scorch the leaves, while in regions with limited sunlight, especially during the monsoon, insufficient light can lead to poor growth and leggy stems. Placing the plant near a window with filtered light or using grow lights can help ensure it receives the necessary light.


4. Pests and Diseases

mealybugs on the back of a Money Tree leaf

Money Trees can be susceptible to various pests and diseases, particularly in humid conditions. Common pests include spider mites, mealybugs, and scale insects, which can cause significant damage if left unchecked. Regularly inspecting the plant for signs of infestation, such as discolored leaves, sticky residue, or visible insects, is essential.

Treating affected plants with insecticidal soap or Neem oil can help control these pests. Additionally, fungal diseases, such as powdery mildew, can occur in high humidity. Ensuring good air circulation and avoiding overhead watering can reduce the risk of fungal infections.


Also Read: Natural Antifungal Remedies


• Money Tree Plant Care: Basics to Know

caring for the money tree by misting it near a window with bright, indirect light

In order to avoid these common problems faced by the Pachira aquatica, there are some basic care tips that you must follow. So, here are a few Money Tree plant care tips to follow:

 1. Light Requirements The Pachira aquatica requires bright, indirect light and even exposure to light on all its sides. Otherwise the plant could easily lean to one side. In order to avoid that, you can rotate your plant every few days to ensure proper exposure.
2. Watering

Water the plant thoroughly but allow the soil to dry out between waterings. Ensure that you water the plant only one every week and avoid overwatering at all costs. 

Reduce watering frequency during the winter months when the plant's growth slows down.

3. Humidity Requirements The Money Tree prefers high humidity in indoor environments. So, you can increase humidity levels by misting the leaves regularly, placing a humidifier nearby, or setting the pot on a tray filled with pebbles and water.
4. Soil  Use a well-draining potting mix to prevent waterlogging and root rot. A mix of peat moss, perlite, and sand works well.
5. Fertilization

Feed your Pachira plant with a balanced, water-soluble fertilizer every 2-3 months during the growing season (spring and summer). Reduce feeding during the fall and winter.

However, if you're unable to keep up with the schedule of a liquid fertilizer, you can also make use of Ugaoo's Plant Food Fertilizer Sticks to ensure a consistent supply of balanced nutrients to your plant every time you water it.  

6. Pruning Trim back any dead or yellowing leaves to encourage new growth and maintain the plant's shape.


With these care tips and information about what to watch out for when it comes to common Money Tree problems, you will be able to properly care for the Pachira aquatica, helping it grow however big you want it to!

Happy Gardening!


Buy Indoor Plants